By Tahir Abbas, Editor · Last updated 1 November 2026
Insurance guides and news keep you informed: how different types of cover work, what changes in the market mean for your premiums, and what to check before you buy or renew. Good information is the cheapest form of insurance — it stops you paying for cover you do not need and missing cover you do.
This page explains what our insurance guides and news cover, what they do not do, who they are for, and how to use them when you compare policies.
What our insurance guides and news typically cover
- Plain-English explanations of each type of insurance
- What policies typically cover and typically leave out
- How to compare policies and what to check before buying
- News on market changes that affect premiums and cover
What our insurance guides and news typically do not cover
- Personal financial advice for your specific situation
- Quotes or prices for any particular insurer
- Recommendations of one company over another
- Legal or tax advice — consult a professional for those
Who our insurance guides and news are for
Anyone buying, renewing or reviewing insurance — individuals, families and businesses. Start with the guide for the type of cover you need, then use the comparison tips to shortlist policies.
How to choose and compare using our guides
- Read the covers and exclusions sections before looking at price
- Compare like with like: limits, excesses and exclusions, not just premiums
- Check the sample policy wording before you buy
- Revisit your cover when your circumstances change
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Sources and Disclosure
This guide is general information, not financial advice. Plan features described here are general and vary by insurer and state; always read the sample policy before you buy. For the rules governing insurance in your state, see the consumer resources of the National Association of Insurance Commissioners (NAIC). Disclosure: Being Insurance is an independent comparison site. We may earn a commission when you buy through links on this page. That never changes which companies we list or the order we present them in.